Placing diverse business coverage in a commercial “package” reduces premiums and makes managing your insurance program more efficient. Package policies combine property and liability coverage into one, easy-to-manage coverage document.

Package policies contain at least two of these types of coverage: commercial property, general liability, automobile or inland marine. While any of these coverages may be written separately from the package policy, a package helps to ensure fewer coverage gaps and more comprehensive protection against typical business-related risks.